Author: 06938

The 411 on:
What is the FAFSA?
Who should do it?
How do I do it?
What is the EFC?

$$$ 4 College

What is the FAFSA?

FAFSA stands for Free Application for Federal Student Aid. It is the application that all college students must complete if they wish to get loans or grants to pay for college.
The United States Department of Education creates the FAFSA and manages the student loans and grants that are given to college students. There are three main types of student aid. Grants—which do not have to be paid back. Loans– which do have to be paid back with interest. And Work-Study– which
provides jobs to students so they have income while in school.
In order to be eligible to receive any of these types of student aid you must complete the FAFSA. This is all done online through the following website:
www.fafsa.ed.gov
Students planning to attend college the year after they graduate from high school should fill out the FAFSA in January of their senior year. It is available online starting January 1st.

You don’t have to raid your piggy bank to pay for college!

What is the FAFSA anyway?

Everett Public schools career & college counseling

Who Should Fill Out the FAFSA?

Anyone planning to attend a post-secondary institution should fill out the FAFSA. This includes:
4 year Universities
Community Colleges
Private Trade & Technical Schools
Even if you do not plan on using loans to pay for college you should fill out the FAFSA because many scholarship applications ask for your Expected Family Contribution (EFC). The EFC is generated when you complete the FAFSA.

EFC =
Expected Family
Contribution
This is the amount of money your family is expected to pay to cover your college costs. The EFC is calculated based upon the information you enter on the FAFSA. It is based on family income and expenses.

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What is the FAFSA anyway?

How Do I Do It?

Before Filling out the FAFSA:
Go to the website: www.fafsa.ed.gov
Click on “Student Aid on the Web”
Click on “Tools and Resources”
Scroll down the page and click on “Apply for a PIN”
After you go through the process of applying for a PIN go back to the “Tools and Resources” page and scroll down to “FAFSA on the Web Worksheet”
Print out the worksheet for the next school year.
Take the worksheet home and have your parents help fill out the information so that you are prepared to go online to do the FAFSA accurately.
Filling out the FAFSA:
Go to the website: www.fafsa.ed.gov
Click on “Start Here”
Create your account—including a password. Put the password in your phone or write it down.
Follow the prompts to fill out the FAFSA & submit it using your PIN as the signature.

So I Filled Out the FAFSA—What’s Next?

SAR—Student Aid Report is sent to you. If you provide an email address then you will receive an email about your SAR.
On the SAR your EFC will probably be listed unless there is a problem that needs fixing.
The colleges you listed on the FAFSA will have access to your data. Once you have been admitted, the colleges will contact you with more specific financial aid information.
At that point you work with the financial aid office of your college. to finalize your student aid package.

For personal help with the FAFSA you can:
Talk to your high school counselor
Call 1-800-4-FED-AID
Talk to the financial aid office at your college

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Everett Public schools career & college counseling

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